Accidental death insurance at ClearView

ClearViewAccidental Death Insurance at ClearView is designed to pay a lump sum benefit to your loved ones in the event of your death by accident. Cover is worldwide, 24 hours a day.

When you apply for Accidental Death Insurance at ClearView you choose the amount of cover you want to be insured for. This is known as the sum insured. You can choose a sum insured from $50,000 to $1,000,000 in multiples of $50,000 (from age 56, maximum is $500,000).

Key Features

  • 24 hour worldwide protection for death by accident
  • Choice of cover, ranging from $50,000 to $1,000,000 (from age 56, maximum is $500,000)
  • Motor Vehicle Accident Benefit - additional 20% payable if death is the result of a motor vehicle accident (up to $50,000)
  • Cover Indexation Benefit - cover automatically increases each year to keep pace with inflation, subject to minimum increase of five percent 
  • Guaranteed acceptance with no health or medical questions for permanent Australian residents aged 16-69
  • Cover is guaranteed renewable which means that as long as you continue to pay your premiums when due, we guarantee to continue to provide cover
  • Level premium rate - premiums do not increase with age, and are based purely on the level of cover
  • Premium discount for higher levels of cover
  • Flexibility to pay premiums annually or monthly, at no extra cost
  • 10% discount on Accidental Death Insurance at ClearView premiums for members of our strategic partner
  • Accidental Death Benefit - additional 20% of the benefit payable for death by accident that is not a motor vehicle accident for members of our strategic partner

Please refer to the Product Disclosure Statement for applicable definitions and exclusions. An application form is available at the end of the Product Disclosure Statement.

For more information see the Accidental Death Insurance at ClearView Fact Sheet.

Standard monthly premiums

This table outlines the standard premiums for various sums insured and includes the 10% discount for members of our strategic partner as well as any applicable large sum insured discounts. If you would like a quote for a different sum insured please contact your local branch.

Benefit amount

Premium Frequency

Premium

$50,000

Monthly
Yearly

$6.00
$72.00

$100,000

Monthly
Yearly

$12.00
$144.00

$200,000

Monthly
Yearly

$24.00
$288.00

$300,000

Monthly
Yearly

$32.40
$388.80

$400,000

Monthly
Yearly

$43.20
$518.40

$500,000

Monthly
Yearly

$51.00
$612.00

$600,000

Monthly
Yearly

$61.20
$734.40

$700,000

Monthly
Yearly

$71.40
$856.80

$800,000

Monthly
Yearly

$81.60
$979.20

$900,000

Monthly
Yearly

$91.80
$1,101.60

$1,000,000

Monthly
Yearly

$99.00
$1,188.00

This material is intended to provide general information only and the information has been prepared by ClearView Life Assurance Limited, ABN 12 000 021 581, AFSL Number 227682, without taking into account any particular person's objectives, financial situation or needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs. You should read the relevant Product Disclosure Statement before making any decision about acquiring or continuing to hold a product. Click here for a copy of the Product Disclosure Statement contact your local branch.