business overdrafts, loans & credit cards

Business expenses can be easily managed with our business overdrafts and Visa credit cards.

Business Overdrafts
Our commercial overdrafts provide greater control over cash-flow and are designed to help you manage your day to day finances. With funds always available for unexpected expenses, the business overdrafts are great for paying bills, making purchases, and also withdrawing cash for business expenses.

The repayments are completely flexible. There are no mandatory monthly repayments… you simply pay as little or as much as you like as long as the overdraft remains below the credit limit.

Visa Business Credit Card
The Queensland Country Visa Business is a simple solution to managing your business’ cash flow and expenses.

The Visa Business Credit card gives you the flexibility and convenience to manage your day to day business finances and streamlines your expense management by providing detailed statements for the business and individual cardholder spending.

	Business Overdraft	Visa Business Credit Card
Ideal if you	Want greater control and flexibility of your day-to-day finances Want an account that has the ability to cover expected and unexpected expenses as well as cashflow shortfalls. Want an account that allows you to operate in debit when required up to an agreed limit	Want a variety of access methods to your account Want a convenient and flexible way to manage your day to day business finances Want to streamline your expense management Want to have multiple cardholders’ all with individual limits Want to reduce transaction fees by receiving unlimited free purchases using the credit function
Account features	Flexible repayments – there are no mandatory monthly repayments and you can pay as much or as little as you like as long as the overdraft remains below the credit limit Ability to pay bills or make purchases and withdraw cash	Low interest rate Low annual fee which automatically includes Rewarder Business Free additional cards for business partners or staff Up to 55 days interest free* on credit purchases

* if you pay your account in full by the due date each month.

To apply for a Visa Business, simply visit your local branch or make an appointment with a Branch Manager to discuss your Credit card requirements.

Business Loans
If you are looking for a small business loan, please contact your local Branch Manager to dicuss your needs. We lend for almost any worthwhile purpose and are happy to help wherever possible.

Rewarder Business
Our Visa Business Credit card automatically provides you with the ability to earn reward points with our market leading rewards program, ‘Rewarder Business’.

Our Rewarder Business program operates a little differently to other rewards programs. Instead of providing a range of ‘rewards’ to choose from, Rewarder Business allows you to redeem your points at any EFTPOS terminal in Australia where you use your rewards points as cash to make a purchase on anything you want… a team dinner, new office supplies, or even fuel for the company car.