Eco smart car loans
Queensland Country is& tackling climate change one car at a time as one of only a handful of financial institutions supporting Queenslanders to purchase environmentally friendly vehicles at a reduced interest rate.
Our Eco Smart Car Loan is available for any new car that achieves a Greenhouse Rating of 6.5 or higher. To determine the Greenhouse Rating of your vehicle, just search for your new car on www.greenvehicleguide.gov.au.
Our Eco Smart Car Loan provides Members with:
- Discounted interest rate
- Discount on car insurance
| Interest Rate | 1% discount off our standard new car loan rate |
| Establishment Fee | Yes |
| Monthly Loan Maintenance Fee | Yes |
| Document Fee | Yes |
| Deposit Required | Nil |
| Security Required | Yes |
| Term of Loan | Up to 7 years |
| Repayments | Weekly, fortnightly or monthly |
| Can I make extra repayments without being penalised? | Yes |
| Other benefits | Free Climate Smart Home Service 5% discount on car insurance for first 12 months |
Other benefits
Discount on Car Insurance
When you apply for an Eco Smart Car Loan, we will provide a 5% discount on car insurance taken out with us for the first 12 months of any new policy.
Applying for an Eco Smart Car Loan
If you're ready to purchase your environmentally friendly vehicle, you can apply for our Eco Smart Car Loan by visiting any of our branches, by downloading a copy of our loan application and delivering it to us or mailing it to us, or by applying online.
If you're not looking to purchase a car with a Greenhouse Rating of 6.5 or higher, consider our secured personal loan.



















