Everyday transaction accounts

We know that accessing your money is important to you, so we offer a range of everyday transaction accounts to meet your needs, based on how you like to conduct transactions.

Prefer electronic banking? Or maybe you don't transact a lot. Our table below should point you in the right direction for the day-to-day transaction account that’s best suited to your needs.

If you’d like to discuss these options with one of our Member Service Officers, simply pop into your local branch. Or if you’re new to Queensland Country, perhaps today is the day to become a Member.

	e-Access (S0)	Traditional (S0)	Options (S1)	Options Plus (S1) AVAILABLE ONLY IF YOU
Ideal if you	Transact a lot using electronic channels such as EFTPOS and internet banking Want to access your money using a Visa Debit Card	Prefer to use manual methods of transacting such as over the counter Want to access your money using a Visa Debit Card	Don’t transact very much Wish to avoid monthly service fees	Want a 100% offset account attached to your mortgage Are receiving an Aged Pension from Centrelink or Department of Veterans Affairs Are opening a line of credit facility
Monthly Service Fee	Yes	Yes Fee waived for minors & full-time students	No	No
Free Transactions	20* max of 5 staff assisted	15* max of 15 staff assisted	0	5*
Visa Debit Card
CueCard
Cheques
Staff Assisted Withdrawal
EFTPOS
ATM
Internet Banking Transfers
Phone Banking Transfers
BPay
Direct Debit
Bank@Post
100% Offset Account on Mortgage
Attach to Line of Credit (mortgage secured)
Interest Calculated on	Minimum monthly balance	Minimum monthly balance	Minimum monthly balance	Minimum monthly balance (Daily balance if offset account)
Interest Paid	Annually	Annually	Annually	Annually

* Only certain transactions are free. For further information please refer to our Fees & Charges brochure.