everyday transaction accounts
Our table below should point you in the right direction with regard to the day-to-day transaction account that’s best suited to your needs.
If you’d like to discuss these options with one of our Member Service Officers, simply pop into your local branch. Or if you’re new to Queensland Country, perhaps today is the day to become a Member.
| e-Access (S0) |
Traditional (S0) |
Options (S1) |
Options Plus (S1) AVAILABLE ONLY IF YOU |
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| Ideal if you |
Transact a lot using electronic channels such as EFTPOS and internet banking Want to access your money using a Visa Debit Card |
Prefer to use manual methods of transacting such as over the counter Want to access your money using a Visa Debit Card |
Don’t transact very much Wish to avoid monthly service fees |
Want a 100% offset account attached to your mortgage Are receiving an Aged Pension from Centrelink or Department of Veterans Affairs Are opening a line of credit facility |
| Monthly Service Fee | Yes | Yes Fee waived for minors & full-time students |
No | No |
| Free Transactions | 20 max of 5 staff assisted |
15 max of 15 staff assisted |
0 | 5 |
| Visa Debit Card |  |
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| CueCard | |
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| Cheques | |
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| Staff Assisted Withdrawal | |
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| EFTPOS | |
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| ATM | |
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| Internet Banking Transfers | |
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| Phone Banking Transfers | |
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| BPay | |
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| Direct Debit | |
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| Bank@Post | |
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| 100% Offset Account on Mortgage | |
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| Attach to Line of Credit (mortgage secured) | |
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| Interest Calculated on | Minimum monthly balance | Minimum monthly balance | Minimum monthly balance | Minimum monthly balance (Daily balance if offset account) |
| Interest Paid | Annually | Annually | Annually | Annually |
