The most important step on the road to financial independence is obtaining and following a financial plan.
How can financial advice help you?
Whatever your stage in life, there is always something you can be doing to manage your financial position so it keeps moving in the right direction. Financial planning is simply the process of identifying your personal and financial goals and creating ways to help achieve them. It covers a broad range of areas including wealth creation, insurance, borrowing to invest, tax effective investing, superannuation, retirement planning, redundancy, estate planning and others.
What is a financial plan?
A financial plan is like a road map setting out how to take you from where you are now to where you would like to be. As your financial needs change over time, any financial plan or investment strategy you have should be flexible and reviewed regularly.
A good plan is also realistic, takes time and discipline to achieve, and is developed through a structured process that is tailored to achieve your financial goals.
What is the process?
To fully understand your financial situation our Wealth Creation Advisor will arrange a meeting with you to gather facts about your personal and financial situation. They will ask for some personal information in order to provide advice and a financial plan that is tailored to you.
A good plan will:
- Outline details of your current financial situation
- Identify your personal and financial goals
- Identify any financial problems
- Provide written recommendations & solutions
- Explain how the steps in the plan will help you achieve your financial goals
- Discuss and explain any risks involved
- Clearly detail all costs
A financial plan takes 2 weeks to create following your initial meeting with our Wealth Creation Advisors. Once you have reviewed the plan and accepted the recommendations the financial plan will start being implemented. This process generally takes up to a month to complete.
What services can we provide?
Our Wealth Creation Advisors are licenced through ClearView Financial Advice* which holds an unrestricted dealers licence. This means we are authorised to deliver a complete range of investment management services (including investments and tax structures) as well as develop strategies and provide advice in the following areas:
- Personal Superannuation including rollovers and allocated pensions
- Self Managed Superannuation Funds
- Corporate Superannuation
- Managed Funds
- Direct Shares
- Insurance (Life and Disability)
- Mortgage Debt Reduction
Make an appointment with our Wealth Creation Advisors
If you would like to make an appointment to see our Wealth Creation Advisor, simply contact us on 1300 765 195, visit your local branch, or email us at email@example.com and we will arrange for an Advisor to contact you.
If you’re searching for some information on the fundamentals to investing, or would simply like to have some background knowledge on investing before making an appointment with our Wealth Creation Advisors, please download our Investment Fundamentals fact sheet.
* ClearView Financial Advice Pty Ltd ABN 89 133 593 012 AFSL 331 367. ClearView holds an unrestricted dealer's license from the Australian Securites and Investment Commission.