fixed rate home loan

Having a fixed rate loan means you can get the best of both worlds… a fixed rate and the full range of home loan benefits including a 100% offset account.

If you prefer to have some peace of mind in knowing what your interest rate will be for a 1 or 2 year period, then this is the home loan for you.

Our fixed rate home loans also benefit from:

  • 100% mortgage offset account (owner-occupied purpose only)
  • redraw facility (owner-occupied purpose only)
  • no penalties for extra repayments
  • your choice to make repayments weekly, fortnightly or monthly
  • automatic repayments through direct debit

The fixed rate loan reverts to a standard variable rate home loan after the fixed period, but you can choose to re-fix it again for a fee.

 

Interest Rate

Fixed for 1 or 2 years

Establishment Fee

$250

Monthly Loan Maintenance Fee

$5

Deposit Required

5%

Maximum borrowing amount - LVR*

95%

Security Required

Yes

Term of Loan

30 years

Repayments

Weekly, fortnightly or monthly

Redraw Facility^

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100% mortgage offset account

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