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Having a fixed rate loan means you can get the best of both worlds… a fixed rate and the full range of home loan benefits including a 100% offset account.
If you prefer to have some peace of mind in knowing what your interest rate will be for a 1 or 2 year period, then this is the home loan for you.
Our fixed rate home loans also benefit from:
- 100% mortgage offset account (owner-occupied purpose only)
- redraw facility (owner-occupied purpose only)
- no penalties for extra repayments
- your choice to make repayments weekly, fortnightly or monthly
- automatic repayments through direct debit
The fixed rate loan reverts to a standard variable rate home loan after the fixed period, but you can choose to re-fix it again for a fee.
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Interest Rate
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Fixed for 1 or 2 years
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Establishment Fee
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$250
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Monthly Loan Maintenance Fee
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$5
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Deposit Required
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5%
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| Maximum borrowing amount - LVR* |
95%
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Security Required
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Yes
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Term of Loan
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30 years
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Repayments
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Weekly, fortnightly or monthly
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Redraw Facility^
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100% mortgage offset account
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