Fixed rate home loan
Having a fixed rate loan means you can get the best of both worlds… a fixed rate and the full range of home loan benefits including a 100% offset account.
If you prefer to have some peace of mind in knowing what your interest rate will be for a 1 or 2 year period, then this is the home loan for you.
Our fixed rate home loans also benefit from:
- 100% mortgage offset account (owner-occupied purpose only)
- redraw facility (owner-occupied purpose only)
- no penalties for extra repayments
- your choice to make repayments weekly, fortnightly or monthly
- automatic repayments through direct debit
The fixed rate loan reverts to a standard variable rate home loan after the fixed period, but you can choose to re-fix it again for a fee.
| Interest Rate | Fixed for 1 or 2 years |
| Establishment Fee | $250 |
| Monthly Loan Maintenance Fee | $5 |
| Document Fees | $250 |
| Deposit Required | 5% |
| Maximum borrowing amount - LVR* | 95% |
| Security Required | Yes |
| Term of Loan | 30 years |
| Repayments | Weekly, fortnightly or monthly |
| Redraw Facility^ |  |
| 100% mortgage offset account | |
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