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Green Loans

The Green Loans Program is an Australian Government initiative to assist Australian households in ‘going green’ by providing simple advice and actions to save energy and water as well as providing access to funding for larger scale installations of solar, water and energy efficiency products.

Queensland Country is a registered Green Loans financial provider and is committed to assisting the community with implementing sustainable projects.

Green Loan benefits:

  • interest free
  • no establishment fees
  • no ongoing fees
  • borrow up to $10,000 over a maximum 4 year term

Who is eligible?
To be eligible to apply for a home sustainability assessment or a Green Loan you will need to meet certain conditions.

An applicant must be:

  • Aged 18 or over
  • An Australian citizen, permanent resident and/or an Australian registered charity
  • The dwelling owner, a trustee or renter listed on lease
  • Have a valid home sustainability assessment report
  • Have an income below $250,000
  • Satisfy the lending criteria of Queensland Country Credit Union.

The house/property being assessed must:

  • Be in Australia or its territories
  • Have been completed and occupied for at least 12 months (not necessarily by the applicant)

The Green Loan must be for:

  • Actions recommended in the home sustainability assessment report as provided by an accredited assessor
  • The house/property listed on the report

How to apply:
To apply for a interest free Green Loan contact your nearest Queensland Country Credit Union branch to arrange an appointment. Remember to bring your home sustainability assessment report and supporting financial documentation.

Example of how a Green Loan may work at Queensland Country Credit Union
After the completion of your Home Sustainability Assessment you may wish to advance with the assessors’ recommendation to install solar panels. The cost to purchase the solar panels (after government rebates) is $8,000 and you apply for an interest and fee free Green Loan with Queensland Country. Using this example a successful Green loan application may be structured in the following way.

Green Loan for $8,000 over a 4 year term

  • Monthly principle repayment of $166.66 set for the term of the loan ($8,000 divided by 48 months)
  • $0 establishment fee
  • $0 Ongoing loan fee
  • No interest payable by you
  • (normal lending criteria applies to Green Loan applications)


Sustainability Assessors
We are currently aware of the following registered Sustainability Assessors who may be able to assist you with your FREE Home Sustainability Assessment.