Home loans

Better than the majors

Unlike some of the larger banks, we believe that people matter most, not profits, and our home loans demonstrate that. Our standard variable rate is lower and we also offer low application and loan maintenance fees. Our products are specialised to give you the features and benefits most suited to your needs, and we do everything we can to make buying your new home a simple and smooth process.

Making it easy

Buying, building, investing, renovating or even refinancing can be a huge decision, and may even be a bit daunting. So it’s important to us that we make the process as easy as possible for you.

• Applications usually turned around in 24 hours (depending on the individual's circumstances)
• One loan manager takes care of everything
• Low deposits available on most loans

Why Queensland Country?

We’re all about helping our Members find the best loan for your needs, no matter what you’re looking to buy. It’s our goal to help you find the perfect loan that will let you pay off the loan sooner.

Excellent features:

• 100% offset account available for most fixed and variable owner-occupied home loans
• Packages for the life of the loan (even when it falls below the original eligibility requirements)
• Redraw facility available for most loans
• No penalties for extra repayments
• Flexible repayment options – weekly, monthly or fortnightly
• Automatic repayments through direct debit available