Investing

Investing in property is a popular way to build wealth, and there are many reasons Queenslanders invest in property. Whether it’s to set yourself up for retirement, gain wealth through capital growth and extra income from rental returns or for tax benefits.

When looking for an investment property, you will need to consider how much you can afford, what kind of rental return you can expect and the features of the property to determine if the property is likely to offer capital growth, and be an effective part of your investment strategy.

Of course, like all investment strategies, investing in property comes with its own risks and expenses. Property can be considered a relatively secure long-term investment, but before purchasing you should consider things such as:

• Fees associated with the purchase of the property and home loan, including stamp duty, legal fees, property inspection fees and loan establishment fees
• Ongoing property costs, including rates, insurance and body corporate fees (if you purchase a unit or apartment)
• Rental income – whether incoming rental returns are at the price you had in mind, or what to do between tenants
• The value of the property over time
• Your gearing strategy and any tax implications. We can put you in touch with a financial planner if you’d like to discuss gearing on your property.

Finding the right loan in Queensland that suits your investment strategy is important, and our investment loan can help you take charge so you own your investment property sooner.

We also have facilities available, like our Line of Credit, if you're looking at other investment strategies such as shares.

If you’re looking to purchase an investment property or want to discuss alternative investment strategies, give us a call on 1300 765 195 or contact your local branch to discuss how we can help.

Home loan products

Applying for a home loan

If you're ready to apply for a loan to purchase your investment property, simply give us a call on 1800 075 078 or make an appointment with your local branch to speak to one of our friendly loan specialists.

Information provided on this page does not constitute an offer or an intention to enter into a legally binding contract. It is presented as general information only and does not take into consideration your personal needs or financial situation. Where reference to legal or other compliance information such as: Financial Services Guide, Product Disclosure Statements, Terms and Conditions of Use and Fees and Charges, you should take this information into consideration along with your own personal and financial situation before making any purchasing decision.