personal loans
Personal loans are a great way to make purchases for items that are just too big to put on your credit card.
We offer both secured and unsecured personal loan for almost any worthwhile purpose such as:
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You can apply online for a personal loans, or if you prefer, you can download our loan application and drop it into our branch or mail it to us.
Our unsecured personal loans range from anywhere between $1,000 to $10,000 and generally have an interest rate a bit higher than secured loans as we don’t require security.
Our secured personal loans are generally for larger amounts (such as when you’re buying a car) and we offer a lower interest rate because we use a vehicle or boat as security.
| Unsecured Personal Loan | Secured Personal Loan | |
| Establishment Fee |
Yes |
Yes |
| Monthly Loan Maintenance Fee |
Yes |
Yes |
| Documentation Fee | No | Yes |
| Deposit Required |
No |
No* |
| Security Required |
No |
Yes |
| Term of Loan | Up to 5 years | Up to 7 years |
| Repayments | Weekly, fortnightly or monthly | Weekly, fortnightly or monthly |
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Can I make extra |
Yes | Yes |
| Minimum borrowing amount |
$1,000 | $1,000 |
| Maximum borrowing amount |
$20,000 | Up to $50,000^ |
* Special rates may be available if you do have a deposit
^ In special circumstances we may consider loans over $50,000
