personal loans

Personal loans are a great way to make purchases for items that are just too big to put on your credit card.

We offer both secured and unsecured personal loan for almost any worthwhile purpose such as:

  • New or used car
  • Boat
  • Motor cycle
  • Caravan
  • Holiday
  • Laptop
  • Home theatre system
  • Shares
  • Consolidate existing loans
  • Home improvements
  • Furniture & white goods

You can apply online for a personal loans, or if you prefer, you can download our loan application and drop it into our branch or mail it to us.

Our unsecured personal loans range from anywhere between $1,000 to $10,000 and generally have an interest rate a bit higher than secured loans as we don’t require security.

Our secured personal loans are generally for larger amounts (such as when you’re buying a car) and we offer a lower interest rate because we use a vehicle or boat as security.

  Unsecured Personal Loan Secured Personal Loan
Establishment Fee

Yes

Yes
Monthly Loan Maintenance Fee

Yes

Yes
Documentation Fee No Yes
Deposit Required

No

No*
Security Required

No

Yes
Term of Loan Up to 5 years Up to 7 years
Repayments Weekly, fortnightly or monthly Weekly, fortnightly or monthly

Can I make extra
repayments without
being penalized?

Yes Yes
Minimum
borrowing amount
$1,000 $1,000
Maximum
borrowing amount
$20,000 Up to $50,000^

* Special rates may be available if you do have a deposit
^ In special circumstances we may consider loans over $50,000