retirement savings account

If you want a low risk Superannuation product with great returns, we think you’d like our Retirement Savings Account.

  • No exposure to share market losses
  • Great variable rates
  • No entry or management fees
  • Funds are accessible on retirement from the workplace on or after reaching the preservation age as a lump sum, in the form of an allocated pension, or a combination of both.
  • Capital is guaranteed by the assets of Queensland Country Credit Union

The interest on this account is calculated daily and paid annually on 30 June. 

For more detailed information on this product, please contact your local branch for our latest Product Disclosure Statement.

 

Your Super RSA is a long-term investment. The Commonwealth Government has placed restrictions on when you can have access to benefits, in that generally you cannnot have access until yoiu reach sixty-five (65) years or the preservation age within the meaning of relevant regulation of the SIS Regulations and have retired.

The preservation age is as follows:

Date of Birth Preservation Age
Before 1 July 1960 55
1 July 1960 - 30 June 1961 56
1 July 1961 - 30 June 1962 57
1 July 1962 - 30 June 1963 58
1 July 1963 - 30 June 1964 59
After 30 June 1964 60