Secured personal loans
If you’re looking to buy a new or used motor vehicle, like a car, boat, caravan or motorcycle, we offer a competitive secured personal loan.
Our secured personal loan is also a great option if you want to use an existing vehicle as security for financing another purchase.
Our secured loans are generally available for larger amounts up to $50,000*, and having the security of a vehicle over the loan means we can offer a lower interest rate.
If you're looking for a personal loan for another purpose, consider our unsecured personal loan.
Pre-approval on car loans
If you'd like to know how much you can borrow before you start looking, talk to us about getting pre-approval on your loan. Pre-approval gives you more bargaining power on the shop floor, because you know exactly how much you can spend, and there's no need to condition your purchase on finance.
Simply visit your nearest branch or apply online, or give us a call if you'd like to know more.
What you need to know
The table below outlines all of the details of the loan.
| Establishment Fee | Yes |
| Monthly Loan Maintenance Fee | Yes |
| Documentation Fee | Yes |
| Deposit Required | No* |
| Security required | No |
| Term of Loan | Up to 7 years |
| Repayments | Weekly, fortnightly or monthly |
| Can I make extra repayments without penalty? | Yes |
| Minimum borrowing amount | $1,000 |
| Maximum borrowing amount | $50,000^ |
^In special circumstances we may consider loans over $50,000.
For the full details on fees and charges relating to our secured personal loan, please view our Fees and Charges Brochure and supplementary insert.
Applying for a secured personal loan
Ready to take the plunge and apply? You can apply for our personal loans by visiting any of our branches, by downloading a copy of our loan application and delivering it to us or mailing it to us, or by applying online.
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Normal lending criteria applies. Fees and charges apply. Terms and conditions apply and are available on request.
