Serious illness insurance at ClearView

Serious Illness Insurance at ClearView pays a lump sum benefit in the event of a specific illness or injury, as defined in the policy. This benefit can be of enormous help when you are recovering from a major illness or serious injury. For example, you may want to use the benefit to access the best medical treatment for your condition, whether that treatment is available here or abroad or perhaps simply pay off some of your debt and take some extended leave.

Permanent Australian residents aged between 18 and 55 can apply and have a choice between Standard Cover (initial sum insured of $50,000), Plus Cover (initial sum insured of $100,000) and Premium Cover (initial sum insured of $200,000).

Key Features

Choice of cover between Standard ($50,000 sum insured), Plus ($100,000 sum insured) and Premium ($200,000 sum insured)
Lump sum benefit is paid in the event of you suffering the following conditions: Cancer; Benign brain tumour; Burns; Serious injury; Heart attack; Diabetes; Stroke; Coronary artery bypass; and Angioplasty
Cover Indexation Benefit - cover automatically increases each year to keep pace with inflation, subject to minimum increase of five percent
Permanent Australian residents aged 18-55 years can apply
Cover is guaranteed renewable which means that provided you continue to pay your premiums when due, we guarantee to continue to provide cover regardless of any changes in your health
24 hour worldwide protection
Level premium rate for the first three years
Flexibility to pay premiums annually or monthly, at no extra cost
10% discount on Serious Illness Insurance at ClearView premiums for members of our strategic partner
Reward Cover Benefit – extra 10% paid on all claims for members of our strategic partner

Please refer to the Product Disclosure Statement for applicable definitions and exclusions. An application form is available at the end of the Product Disclosure Statement.

For more information see the Serious Illness Insurance at ClearView Fact Sheet.

Standard monthly premiums

This table outlines the standard premiums for various ages and includes the 10% discount for members of our strategic partner. If you would like a quote for your age please contact your local branch.

Age	Standard Cover				Plus Cover				Premium Cover
	Male Non Smoker	Male Smoker	Female Non Smoker	Female Smoker	Male Non Smoker	Male Smoker	Female Non Smoker	Female Smoker	Male Non Smoker	Male Smoker	Female Non Smoker	Female Smoker
25	12.60	21.69	14.20	20.97	25.20	43.38	28.40	41.94	50.40	86.76	56.79	83.88
30	12.33	21.38	17.87	27.79	24.66	42.75	35.73	55.58	49.32	85.50	71.46	111.15
35	14.60	27.52	25.76	42.98	29.21	55.04	51.53	85.95	58.41	110.07	103.05	171.90
40	20.84	43.04	39.87	71.44	41.67	86.09	79.74	142.88	83.34	172.17	159.48	285.75
45	39.08	88.54	58.41	112.07	78.17	177.08	116.82	224.15	156.33	354.15	233.64	448.29
50	71.19	170.53	77.87	163.10	142.38	341.06	155.75	326.21	284.76	682.11	311.49	652.41
55	132.55	300.20	112.48	235.78	265.10	600.39	224.96	471.56	530.19	1200.78	449.91	943.11

This material is intended to provide general information only and the information has been prepared by ClearView Life Assurance Limited, ABN 12 000 021 581, AFSL Number 227682, without taking into account any particular person's objectives, financial situation or needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs. You should read the relevant Product Disclosure Statement before making any decision about acquiring or continuing to hold a product. Click here for a copy of the Product Disclosure Statement or contact your local branch.