variable rate home loan

Getting into your new home may happen sooner than you think with our variable rate home loan. We lend up to 95% of the value of the property, which means you only need a small deposit to be able to purchase your home. This home loan is also suited for those who have saved a large deposit.

Our variable rate home loan provides a range of benefits such as:

• 100% mortgage offset account
• redraw facility
• no penalties for extra repayments
• your choice to make repayments weekly, fortnightly or monthly
• automatic repayments through direct debit

If you’re interested in buying a house and would like to discuss your finance options, please contact your local branch, or call us on 1300 765 195.

Our standard variable rate home loan is a popular borrowing option, allowing you to benefit from fluctuations in the marketplace. As the Reserve Bank of Australia shifts interest rates, your home loan interest rate will also rise and fall, subsequently changing the amount of interest calculated on your loan.

If you would prefer to have a fixed interest rate to reduce your exposure to market fluctuations, check out our fixed rate home loan.