Our Special 2 Year Fixed Package Rate is a smart choice for borrowers looking for peace of mind in a moving variable interest rate market.
With options available for under and over 80% LVR, we can help you to achieve your home buying dreams, and you’ll know exactly what your repayments will be for the fixed term of your loan.
With 100% mortgage offset for owner occupied and investment properties, and a redraw facility for owner occupiers, we've got you covered with clever options to manage your repayments.
Fixed Home Loan Package Inclusions
- No annual fee on Visa credit card (saving $39 a year)
- No annual fee on Visa My Rewards credit card (saving $89 a year)
- No establishment, document, or monthly loan maintenance fees!
- 10% discount for the first 12 months on CGU home and contents insurance#
- See the full list of features of the Ultimate Home Loan Package (Fixed). Annual package fee of $395 applies along with other fees and charges.
Prefer a variable home loan option instead? Our Variable Ultimate Home Loan Package could be for you!
Imagine the possibilities
Ready to Imagine More?
Our friendly Home Loan Specialists can answer all your questions and help you work out the right loan for your needs.
The Canstar 2023 Customer Owned Bank of the Year – Queensland First Home Buyer was received in July, 2023 in Queensland.
~Available from 11 January 2024 for a loan amount of at least $100,000. Principal and interest loans: Upon expiry of the fixed rate period, the loan will revert to our Principal and Interest Standard Variable Rate (SVR) with a discount of 2.55% for the life of the loan. May be withdrawn at any time before a loan contract is entered into. Normal lending criteria, terms, conditions and fees apply and are available on request.
*Not available for restructure of existing Queensland Country loan facilities.
6 Maximum LVR for owner occupied home loans is 95% and 90% for investment home loans.
Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.
# Discount applies where insurance policies are arranged through Queensland Country Bank Limited. Product issuer is Insurance Australia Limited ABN 11 000 016 722 AFSL 227 681 trading as CGU Insurance.
^WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Comparison rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.
Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Loan Interest Rate Schedule; and Credit Guide.
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