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Looking for consistent home loan repayments?

Our personalised service and fixed rates give you the security you need to plan ahead and achieve your financial goals so that you can also live a little.

Our 1 Year Fixed Package* will provide you with the breathing space needed to manage your current lifestyle knowing that your loan repayments are consistent for a year. Available for owner occupied and residential investment with a maximum loan to value ratio (LVR) of 80%.

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Why choose a Fixed Rate?

 Certainty that your loan repayments will remain consistent for 1 year

 100% mortgage offset account on owner occupied properties

 Redraw facility for owner occupiers (minimum redraw amount applies)

 Safe from interest rate rises during your fixed period

Need to borrow more for your new home?

Our Low Deposit Package Loan** allows you to borrow 95% (LVR) of the value of your new home plus the value of your Lenders Mortgage Insurance (LMI) on top of your loan amount if needed. LMI restrictions apply.

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Need help choosing the right loan?

Our friendly home loan specialists can answer all your questions and help you work out the right loan for your needs.

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Ultimate Home Loan Package Inclusions

 Home Loan

 Ultimate Package Account (everyday transaction account)

 Low rate credit card (optional) 

Plus, there's no establishment, document or monthly loan maintenance fees!

(Annual package fee of $350 applies along with other fees and charges)

 

Must Read Information

^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. Queensland Country Credit Union Limited ABN 77 087 651 027 AFSL/Australian Credit Licence 244 533.

1 Year Fixed Package 

*Limited time offer under our Ultimate Home Loan Package for new principal and interest loans of at least $100,000 with maximum loan to value ratio of 80% for owner occupied and residential investment loans. Upon the expiry of the fixed rate, loan will revert to our Principal and Interest Standard Variable Rate with a discount of 1.10%p.a. for the life of the loan. Normal lending criteria, terms, conditions and fees apply and are available on request.

Low Deposit Package Loan

**Limited time variable rate offer under our Ultimate Home Loan Package for new , principal and interest loans with new borrowings of at least $100,000 with a maximum loan to value ratio of 95% excluding lenders mortgage insurance. A 0.75%p.a. discount off the Principal and Interest Standard Variable Rate applies for the life of the loan.   Normal lending criteria, terms, conditions and fees apply and are available on request.