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Need Some Wiggle Room?

Our fixed rate and personalised service will give you the security you need to confidently achieve your financial goals and still live a little.

Our competitive RateSaver 3 Year Fixed Loan* will allow you the wiggle room needed to manage your current lifestyle - with the peace of mind that comes from knowing you’ll have consistent repayments over the next three years. Book in with one of our home loan specialists for a personalised chat about how we can help you with all your home loan needs.


Why choose a Fixed Rate?

 Certainty that your loan repayments will remain consistent for 3 years

 100% mortgage offset account on owner occupied properties

 Redraw facility for owner occupiers (minimum redraw amount applies)

 Safe from interest rate rises during your fixed period

Prefer a variable rate home loan?

Our Special Variable Package** allows you to move with the times with a flexible variable rate. Plus, if you don't have the recommended 20% loan deposit goal, don't stress. You could borrow up to 95% (LVR) of the value of your new home and still enjoy our lowest variable home loan interest rate. Even better, if you haven’t saved enough deposit to cover your Lenders Mortgage Insurance (LMI), our Low Deposit Package Loan*** allows you to borrow up to 95% LVR plus the LMI costs on top of your loan amount if needed. LMI restrictions apply.

Our package will also allow you to enjoy a 100% mortgage offset account and redraw facilities on owner occupied properties and no early repayment fee for extra payments.

Need help choosing the right loan?

Our friendly Home Loan Specialists can answer all your questions and help you work out the right loan for your needs.

Must Read Information

^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. Queensland Country Credit Union Limited ABN 77 087 651 027 AFSL/Australian Credit Licence 244 533.

3 Year Fixed Loan

*Limited time offer for new principal and interest loans of at least $100,000 with maximum loan to value ratio of 95% for owner occupied and 90% for residential investment loans. Normal lending criteria, terms, conditions and fees apply and are available on request.

Special Variable Package

**Special Variable Package Limited time variable rate offer under our Ultimate Home Loan Package for new, principal and interest loans with new borrowings of at least $100,000 with a maximum loan to value ratio of 95% excluding lenders mortgage insurance. Offer includes a discount off the Standard Variable Rate for the life of the loan as detailed in the loan contract and is subject to withdrawl any time before the loan contract is entered into. Normal lending criteria, terms, conditions and fees apply and are available on request.