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Need some wiggle room?

Our personalised service and competitive home loan rates ease you from where you are to where you want to be, with breathing space to live a little. 

Our Special Variable Package loan comes with all the necessary bells and whistles included in our Ultimate Home Loan Package, but is simple enough to suit you no matter where you are in the home loan journey.


Why choose a Variable Rate?

 Deposit as low as 5% for owner occupiers and 10% for residential investors

 100% mortgage offset account on owner occupied properties

 Redraw facility for owner occupiers (minimum redraw amount applies)

 No early repayment fee for extra payments

Need help choosing the right loan?

Our friendly Home Loan Specialists can answer all your questions and help you work out the right loan for your needs.


Ultimate Home Loan Package Inclusions

 Home Loan

 Ultimate Package Account (everyday transaction account)

 Low rate credit card (optional) 

Plus, there's no establishment, document or monthly loan maintenance fees!

(Annual package fee of $350 applies along with other fees and charges)


Must Read Information

*Special Variable Package **Low Deposit Package Loan Limited time offer under our Ultimate Home Loan Package for new principal and interest loans of at least $100,000 with maximum loan to value ratio of 95% for owner occupied and 90% for residential investment loans. Not available for the restructure of existing loan facilities with us. Offer includes a discount off the Standard Variable Rate for the life of the loan as detailed in the loan contract and is subject to withdrawal any time before the loan contract is entered into. Normal lending criteria, terms, conditions and fees apply and are available on request. ^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is for a secured home loan calculated on a loan amount of $150,000 over a term of 25 years. Queensland Country Credit Union Limited ABN 77 087 651 027 AFSL/Australian Credit Licence 244 533.