Found your dream investment property? We’ve got you sorted with our Interest Only Home Loan*. Our competitive rate, and premium features like no establishment, mortgage document or monthly loan maintenance fees have been designed to help you save on interest and reduce the life of your mortgage.
Flexibility is built into your loan, with the ability to choose between a variable interest rate or a fixed rate for 1, 2 or 3 years (maximum interest only period of 3 years). Plus, have the freedom of making weekly, fortnightly or monthly repayments.
Your Ultimate Home Loan Package Features
- No establishment, mortgage document or monthly loan maintenance fees on eligible loan products (an annual package fee of $350 and other fees and charges apply)
- Discounted variable and fixed interest rate options
- 10% discount for the first 12 months on CGU home and contents insurance
- $0 annual facility fee on Visa Credit card (saving $39 a year)
- $0 annual fee on Rewarder credit card rewards program (saving $58 a year)
- $0 establishment fee on personal loans (saving $120)
- Your choice to make repayments weekly, fortnightly or monthly
Limited time variable rate offer under our Ultimate Home Loan Package interest only loans with new borrowings of at least $100,000 with a maximum loan to value ratio of 95% for owner occupied and 90% for residential investment. Maximum interest only period of 3 years with a 1.35%p.a. discount off our Interest Only Standard Variable Rate. Following the expiry of the Interest Only period the loan will revert to Principal and Interest repayments with a 0.75% p.a. discount off our Standard Variable Rate. Normal lending criteria, terms, conditions and fees apply and are available on request. ^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. Queensland Country Credit Union Limited ABN 77 087 651 027 AFSL/Australian Credit Licence 244 533.