For new cars up to 3 years old
Borrow up to $75,000
No deposit required

We make it easy to hit the road this summer in your new car (or near new – up to 3 years old is still new!).

Outstanding value new car loanDid you know that a variance of just 5% in the interest rate on a loan for $20,000 over 5 years can add over $20 per fortnight to your repayments! That’s over $520 per year in extra (unwanted) payments! Ouch!

We also keep the ongoing costs nice and low at only $5 per month.

If your plan is to pay out the loan as quickly as possible – don’t worry, you won’t get an early repayment fee from us.

If you are looking to upgrade to an older model, we are still here to help. Check out our other personal loan options including our secured personal loan here.

Features

  • Available for the purchase vehicles up to 3 years old
  • Borrow the full purchase price of the car including on road costs and insurance
  • Increase your bargaining power with pre-approval
  • Able to make extra repayments with no early repayment fees
  • Choice of weekly, fortnightly or monthly repayments
  • Terms up to 7 years
  • Borrow from $1,000 to $75,000

Rates & Fees

Product Interest rate Comparison rate
Secured personal loan - new car up to 3 years old 6.79 7.39***
Loan rates effective from Sunday 9 July 2017
Fee Amount
Establishment fee $120
Document fee Document fees apply
Loan maintenance fee $5 /month
Toggle Item

The fine print

***WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Comparison Rate calculated on a secured loan of $30,000 over a five year term based on monthly repayments. A Comparison Rate schedule is available online or at any Queensland Country Credit Union branch.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Personal Loan brochureFees and Charges brochure, Credit Guide and the Loan Interest Rate Schedule.