For new cars up to 3 years old
Borrow up to $75,000
No deposit required

We make it easy to hit the road this summer in your new car (or near new – up to 3 years old is still new!).

Did you know that a variance of just 5% in the interest rate on a loan for $20,000 over 5 years can add over $20 per fortnight to your repayments! That’s over $520 per year in extra (unwanted) payments! Ouch!

We also keep the ongoing costs nice and low at only $5 per month.

If your plan is to pay out the loan as quickly as possible – don’t worry, you won’t get an early repayment fee from us.

If you are looking to upgrade to an older model, we are still here to help. Check out our other personal loan options including our secured personal loan here.

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Features

  • Available for the purchase or refinance of vehicles up to 3 years old
  • Borrow the full purchase price of the car including on road costs and insurance
  • Increase your bargaining power with pre-approval
  • Able to make extra repayments with no early repayment fees
  • Choice of weekly, fortnightly or monthly repayments
  • Terms up to 7 years
  • Borrow from $1,000 to $75,000

Rates & Fees

New Car Loan - new car up to 3 years old (Principal & Interest) 4.99^Interest rate 5.59*Comparison rate
New Car Loan - new car up to 3 years old (Principal & Interest) effective Monday 11 November 2019
Fees
Establishment fee $120
Document fee Document fees apply
Loan maintenance fee $5 /month
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The fine print

^Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments. Available for a limited time for new borrowings only. May be withdrawn at any time before a loan contract is entered into.

*WARNING:These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. A Comparison Rate schedule is available online or at any Queensland Country Credit Union branch.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Personal Loan brochure, Account and Access Facility Conditions of Use brochureFees and Charges brochure, Credit Guide and the Loan Interest Rate Schedule.