For new cars up to 3 years old
Borrow up to $50,000
No deposit required

If you’re in the market for a new car (including cars up to 3 years old#), we have a new car loan option available to help you get behind the wheel faster. Whether you're looking to purchase a car from a dealership or from someone privately, our New Car Loan can help. You can even include the on road costs and insurance in your loan amount.

Our New Car Loan offers a competitive rate with flexible repayment options and loan terms. Best of all, you can pay off your loan quicker without any early payout fees, so you can own your car even sooner.

If you'd like to know how much you can borrow before you start looking, talk to us about getting pre-approval on your loan. Pre-approval gives you more bargaining power on the shop floor, because you know exactly how much you can spend and there's no need to condition your purchase on finance.

Personal loans for other purposes, like a holiday or household goods, are also available – find out more about our unsecured personal loans. For other vehicles, like a motorcycle or boat, consider our secured personal loans. Or, if you're looking to renovate your home, we have loans available for renovation purposes.


  • Available for the purchase of a car up to 3 years old#
  • Borrow the full purchase price of the car including on road costs and insurance
  • Terms up to 7 years
  • Pre-approval available to give you more bargaining power
  • No deposit required
  • Able to make extra repayments with no early repayment fees
  • Choice of weekly, fortnightly or monthly repayments
  • Borrow from $1,000 to $50,000^

Rates & Fees

Product Interest rate Comparison rate
Secured personal loan - new car up to 3 years old^^^ 6.79 7.39*
Loan rates effective 10 July 2017 Sunday 9 July 2017
Fee Amount
Establishment fee $120
Document fee Document fees apply
Loan maintenance fee $5 /month
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The fine print

^^^Comparison Rate calculated on a secured loan of $30,000 over a five year term based on monthly repayments. 

*WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. A Comparison Rate schedule is available online or at any Queensland Country Credit Union branch.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Personal Loan brochureFees and Charges brochure, and the Loan Interest Rate Schedule.