For new cars up to 3 years old
Borrow up to $50,000
No deposit required

If you’re in the market for a new car (including cars up to 3 years old#), we have a new car loan option available to help you get behind the wheel faster. Whether you're looking to purchase a car from a dealership or from someone privately, our New Car Loan can help. You can even include the on road costs and insurance in your loan amount.

Our New Car Loan offers a competitive rate with flexible repayment options and loan terms. Best of all, you can pay off your loan quicker without any early payout fees, so you can own your car even sooner.

If you'd like to know how much you can borrow before you start looking, talk to us about getting pre-approval on your loan. Pre-approval gives you more bargaining power on the shop floor, because you know exactly how much you can spend and there's no need to condition your purchase on finance.

Personal loans for other purposes, like a holiday or household goods, are also available – find out more about our unsecured personal loans. For other vehicles, like a motorcycle or boat, consider our secured personal loans. Or, if you're looking to renovate your home, we have loans available for renovation purposes.


  • Available for the purchase of a car up to 3 years old#
  • Borrow the full purchase price of the car including on road costs and insurance
  • Terms up to 7 years
  • Pre-approval available to give you more bargaining power
  • No deposit required
  • Able to make extra repayments with no early repayment fees
  • Choice of weekly, fortnightly or monthly repayments
  • Borrow from $1,000 to $50,000^

Rates & Fees

Product Interest rate Comparison rate
Secured personal loan - new car up to 3 years old^^^ 6.79 7.39*
Loan rates effective 10 July 2017 Sunday 9 July 2017
Fee Amount
Establishment fee $120
Document fee Document fees apply
Loan maintenance fee $5 /month
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The fine print

To receive this interest rate an application must be made by 31/05/2017 and the loan funded within 3 months of application.

Minimum borrowing amount of $1,000. Maximum borrowing amount of $50,000, though in special circumstances amounts over $50,000 may be considered.

All interest rates are quoted per annum. Rates are subject to change without notice.

* This Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans. WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. A Comparison Rate schedule is available at any Queensland Country Credit Union branch.

Normal lending criteria apply. Fees and charges may apply. Download our Fees and Charges brochure for full details.

Before acquiring this product you should read the Personal Loans brochure to view the terms and conditions of this account and to determine if this product is right for you.