Buying your first home can feel unrealistic to achieve, but we can help make it happen! We are a Credit Union, which means we are a Member Owned organisation, so we put our profits into providing better value for our Members and make sure that new products and services have tangible benefits.

Our Ultimate Home Loan Package offers great interest rate and fee discounts as well as providing a range of other benefits on products and services offered by Queensland Country. If you are looking for ways to save money on your home loan or investment home loan, then the Ultimate Home Loan Package may be the solution you have been looking for.

For a limited time only we have a rate available for First Home Buyers under our Ultimate Home Loan Package rates which starts from:

First Home Buyers 3 Year Fixed Special Package Rate (Principal & Interest) 3.99% p.a.
Comparison Rate^ 4.66% p.a.

View all rates available under the Ultimate Home Loan Package.

We understand that taking out a home loan can be one of the most important financial decisions you will ever have to make and that’s why it is our goal to make it as simple and easy as possible for you.





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The Fine Print

Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments. Available for limited time only. May be withdrawn at any time before a loan contract is entered into. For new borrowings involving a new mortgage to Queensland Country Credit Union Limited ('Queensland Country'). Not available for the restructure of existing Queensland Country loan facilities. The LVR excludes any Lenders Mortgage Insurance which may be required. Only available under the Ultimate Home Loan Package. Total borrowings from Queensland Country must be $100,000 or more.Available to First Home Buyers only for purchase of first principal place of residence. Following expiry of fixed rate, interest rate will revert to 0.7% off Standard Variable Rate.

^WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. A Comparison Rate schedule is available online or at any Queensland Country Credit Union branch.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Home Loan brochureFees and Charges brochure; Visa Debit Card Conditions of UseCueCard Conditions of Use; Internet Banking, Phone Service and Mobile Banking Terms and Conditions of UseFinancial Services GuideLoan Interest Rate Schedule; and Credit Guide.

Queensland Country Credit Union Limited  ABN 77 087 651 027 Australian Credit Licence 244 533