Let Queensland Country Credit Union lend a hand with our refinance offer for eligible home loans.

What are some of reasons to refinance?

  1. You want to reduce your costs or save money.
  2. You want to access a better interest rate.
  3. You want to access equity in your property.
  4. You want to consolidate your debts.
  5. You want to move your banking to the one institution.
  6. Your financial goals or personal circumstances have changed.
  7. You are no longer happy with your current financial institution.

Switching can be seamless and easy. All it takes is starting the conversation with us to see how it may work for you. We're here to help you to look beyond the interest rates, and learn more about any extra fees or charges that may apply. 

For Queensland Country Credit Union Members Angela and Tony, refinancing was a key step in transitioning from a Big Four bank to Queensland Country to access lower rates, better customer service and higher customer satisfaction. Read their story here.

Our special cash back offer is available for a limited time and is applicable to the following:

Ultimate Home Loan Package

Our Ultimate Home Loan Package bundles together your home loan with our All Access everyday transaction account and our low rate credit card. You can also receive fee waivers on personal loans and other loan products and access discounted general insurance under our package.

Fixed Rate Home Loan

Having a fixed rate loan means you can get the best of both worlds… a fixed rate and the full range of home loan benefits including a 100% offset account. A fixed rate loan gives you certainty of knowing exactly what your interest rate is, and therefore your repayments, will be for a period of up to three years.

Standard Variable Rate Home Loan

Our standard variable rate home loan is a popular borrowing option, allowing you to benefit from fluctuations in the marketplace. We lend up to 95% of the value of the property, which means you only need a small deposit to be able to purchase your home.

Switching your home loan to us is easy

The Fine Print

*This offer is available for a limited time only. Receive $1500 cashback when you refinance to a new Owner Occupied, Principal and Interest home loan with new borrowings of at least $250,000 and a maximum loan to value ratio of 80%. Excludes Home Equity Loans and the restructure of existing Queensland Country Credit Union home loan facilities. To be eligible for this special offer the refinance application needs to be approved (on or before 15 June 2018). A limit of one $1,500 payment applies. Normal lending criteria, terms, conditions and fees apply and are available on request. Download terms and conditions here

When considering any Queensland Country financial product or service mentioned you should obtain the relevant Product Disclosure Statement, Product Information Brochure, Terms and Conditions, and Fees & Charges Brochure to see if the product is suitable to your financial situation, objectives or needs.

Queensland Country Credit Union Limited ABN 77 087 651 027 AFSL / Australian Credit Licence 244 533