Use this helpful calculator to set up your household budget, either to help you save for a goal, manage your cash flow or your spending.
Our RateSaver 2 Year Fixed Rate Loan will provide you with the breathing space needed to manage your current lifestyle knowing that your loan repayments are consistent for two years. Available for owner occupied and residential investment.
Why should I choose a Fixed Rate?
There are many benefits such as:
Certainty that your loan repayments will remain consistent for two years
Safe from interest rate rises during your fixed rate period
100% mortgage offset account for owner-occupied properties
Redraw facility on owner-occupied properties (minimum redraw amount applies)
What happens once my Fixed Rate term ends?
After the two year fixed period your fixed rate loan will revert to a principal and interest standard variable rate home loan with a discount of 0.90%p.a. for the life of the loan. Alternatively, you can choose to re-fix it again for a fee.
See an estimate of how much you can borrow
Get an idea of how much you can expect your repayments to be?
The process of refinancing can seem daunting — really, who enjoys the extra research and paperwork! — but it is a move that can pay off.
Available from 24/06/19 for a limited time only for owner occupied or residential investment, principal and interest loans with new borrowings of at least $100,000 and a maximum loan to value ratio of 95% for owner occupied and 90% for residential investment loans. Not available for the restructure of existing Queensland Country Credit Union or Queenslanders Credit Union loan facilities. Offer is subject to withdrawal at any time before a loan contract is entered into. Normal lending criteria, terms, conditions & fees apply and are available on request. ^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is for a secured home loan calculated on a loan amount of $150,000 over a term of 25 years. Queensland Country Credit Union Limited ABN 77 087 651 027 AFSL/ Australian Credit Licence 244 533.