Get your budget on track with a discounted interest rate for debt consolidation for home owners – no matter where your home loan is!

With our special discounted debt consolidation loan option, you can borrow up to $20,000 to consolidate credit cards or personal loans from other banks at a rate of just 8.99% p.a. (9.51% p.a. comparison rate).

To be eligible for this rate, you must hold a mortgage at Queensland Country or another financial institution.

Interest rate From 8.99% p.a.
9.51% p.a. comparison rate*
Loan establishment fee $120
Monthly loan maintenance fee $5
Term of loan Up to 7 years
Borrowing amount $1,000 - $20,000
Deposit No deposit required
Interest type Variable
Repayment options


Able to make extra repayments with no early repayment fees

The fine print

Normal lending criteria applies. Terms, conditions, fees and eligibility criteria apply and are available on request.

^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate is for a loan calculated on a loan amount of $30,000 over a term of 5 years. Debt consolidation refers to personal debt held in a personal name excluding debt for business purposes. This Debt Consolidation Loan Rate is available for loan applications made by 31/05/2017 and funded within 3 months of application.

Queensland Country Credit Union Limited ABN 77087651027 Australian Credit Licence 244533.