We make it easy – you find your dream new car (or near new – up to 3 years old is still new!) and we give you a nice low interest rate.
Did you know that a variance of just 5% in the interest rate on a loan for $20,000 over 5 years can add over $20 per fortnight to your repayments! That’s over $520 per year in extra (unwanted) payments! Ouch!
We also keep the ongoing costs nice and low at only $5 per month. Phew!
If your plan is to pay out the loan as quickly as possible – don’t worry, you won’t get a rude early repayment fee from us.
|New car loan interest rate*||6.79% p.a.|
|Comparison rate ^||7.39% p.a.|
|Upfront fees (only once you're are taking the loan... we won't charge you just for applying)||$175 (this includes $120 establishment fee and $55 documentation fee)|
|Loan amount||$1,000 - $50,000|
|Loan term||1-7 years|
But, the car of my dreams is over 3 years old #vintagefeels.
The Fine Print
Minimum borrowing amount of $1,000. Maximum borrowing amount of $50,000, though in special circumstances amounts over $50,000 may be considered.
All interest rates quoted are per annum. Rates are subject to change without notice.
^This Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans. WARNING: These Comparison Rates apply only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. A Comparison Rate schedule is available at any Queensland Country Credit Union branch.
Normal lending criteria apply. Fees and charges may apply. Download our Fees and Charges brochure for full details.
Before acquiring this product you should read the Personal Loans brochure to view the terms and conditions of this loan and to determine if this product is right for you.