There’s more to storm season than flooding rains and strong winds. While the media coverage focusses heavily on prevailing winds, storm surges and low pressure systems the reality that we all bear during storm season can be much harsher.
Claims data for insurers shows that more than one third of all home claims over the past financial year were related to storms. That’s a daunting figure when you live in the North and predications suggest a very active upcoming storm season.
With a little bit of preparation though, storm season doesn’t need to leave a dark cloud over your home. Taking simple little steps like clearing gutters, trimming branches and securing loose outdoor items can help reduce storm damage.
Simple safety measures like these along with preparing an emergency kit and an evacuation plan, should things get really hairy, are simple but incredibly effective.
With the home and yard secure and plans prepared, turn your attention next to your insurance policy. When was the last time that you reviewed your cover? Does it include recent renovations or additions to the family home and its contents?
It’s a step all too often overlooked when preparing for the storm season but 30 minutes of attention could save you and your family a world of heart ache should the worst occur.
So this storm season, make sure you include a friendly conversation with one of our personal Banking Consultants/sales team in your plans to review your cover.
Queensland Country Storm Season Tips:
- Clear your gutters and downpipes. Blocked gutters can redirect water into your home during heavy rains causing water damage throughout your home.
- Print a copy of your insurance policy and include it in your emergency kit. Strong storms can cause power outages for days and if your home has suffered severe damage during them, you’ll want to get in contact with us as soon as you can. Keep your policy handy.
- Keep torches and new batteries handy along with an AM radio in case the electricity goes out. Your radio will be a vital form of communication for SES and authorities in an emergency.
- Pack an emergency kit including copies of important documents, first aid, water and long food stores.
- Check your roof for damage. Loose tiles and raised corners on corrugated sheets will lessen your roofs ability to withstand a storm.
- Tidy up the garden. Trim overhanging branches and clear debris from garden beds that could become dangerous during strong storms.