The fine print

No interest free period applies on cash advances. Normal lending criteria applies to credit cards. Members must be 18 years or over, permanent residents of Australia and currently live in Australia. Additional card holders must be 16 years or over.

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request. Before acquiring this product, the information above should be read in conjunction with the following documents to determine if this product is right for you: Credit Card brochure; Fees and Charges brochure; Account and Access Facility Conditions of Use; and interest rate schedule.