Online Saver account

Product Interest rate
Online Saver 1.70
Online Saver effective Friday 1 September 2017
Fee Amount
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Bonus Saver account

Product Interest rate
Base interest rate 0.01
Bonus interest rate 2.59
Total interest (all conditions met) 2.60
Total interest (all conditions met) effective Friday 1 September 2017
Fee Amount
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Christmas Club account

Product Interest rate
Christmas Club account 1.25
Christmas Club account effective Friday 1 September 2017
Fee Amount
Withdrawal fee (outside free period) $1.50

Student Money Saver account

Product Interest rate
Base interest rate 0.01
Bonus interest rate 2.59
Total interest (all conditions met) 2.60
Total interest (all conditions met) effective Friday 1 September 2017
Fee Amount
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Future Start savings account

Product Interest rate
Base interest rate 0.01
Bonus interest rate 2.59
Total interest (all conditions met) 2.60
Total interest (all conditions met) effective Friday 1 September 2017
Fee Amount
Monthly fee $0

Retirement Savings account

Product Interest rate
RSA Variable Rate $1,000 < $10,000 0.90
RSA Variable Rate $10,000 < $50,000 1.40
RSA Variable Rate $50,000 + 1.80
RSA Fixed Term Deposit 6 and 12 month rate $10,000 < $50,000 1.95
RSA Fixed Term Deposit 6 and 12 month rate $50,000 < $100,000 + 2.30
RSA Variable rates effective from Thursday 1 September 2016
RSA Fixed Term Deposit rates effective from Thursday 1 September 2016
Fee Amount
Entry fee $0
Early redemption fee Fee applies
Exit fee $35 For a withdrawal or transfer from your Super RSA at your request.

Fixed term deposits (interest at maturity)

Product Interest rate
Special 10 month rate, $5,000+ 2.65
3-5 month term, balances less than $5,000 1.00
6-11 month term, balances up to $5,000 1.00
12 month term, balances less than $5,000 1.40
3-5 month term, balances $5,000 < $1,000,000 2.10
6-11 month term, balances $5,000 < $1,000,000 2.10
12 month term, balances $5,000 < $1,000,000 2.50
Rates effective from Thursday 13 December 2018
Fee Amount
Monthly fee $0
Early redemption fee Calculated as follows: Principle x (Early Redemption Rate of 2%) x (days invested/365)

Fixed term deposits (interest paid monthly)

Product Interest rate
3-5 month term, balances less than $5,000 0.95
6-11 month term, balances less than $5,000 0.90
12 month term, balances less than $5,000 1.20
3-5 month term, balances $5,000 < $1,000,000 2.05
6-11 month term, balances $5,000 < $1,000,000 2.00
12 month term, balances $5,000 < $1,000,000 2.30
Rates effective from Friday 27 October 2017
Fee Amount
Monthly fee $0
Early redemption fee Fee applies

Star Saver

Product Interest rate
Account balance $1 - $5000 2.75
Account balance over $5000 1.75
Fee Amount
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

The fine print

All interest rates quoted are per annum. Fees and charges are payable. Download our Fees and Charges brochure for full details. Normal lending criteria, terms and conditions apply and are available on request.