Online Saver account

Online Saver 1.00Interest rate
Rates effective from Monday 19 August 2019
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Bonus Saver account

Base interest rate 0.01Interest rate
Bonus interest rate 1.99Interest rate
Total interest (all conditions met) 2.00Interest rate
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Christmas Club account

Christmas Club account 0.75Interest rate
Christmas Club account effective Monday 19 August 2019
Fees
Withdrawal fee (outside free period) $1.50

Student Money Saver account

Base interest rate 0.01Interest rate
Bonus interest rate 1.99Interest rate
Total interest (all conditions met) 2.00Interest rate
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Future Start savings account

Base interest rate 0.01Interest rate
Bonus interest rate 1.99Interest rate
Total interest (all conditions met) 2.00Interest rate
Fees
Monthly fee $0

Retirement Savings account

Super RSA Variable Rate $1 < $10,000 0.40Interest rate
Super RSA Variable Rate $10,000 < $50,000 0.90Interest rate
Super RSA Variable Rate $50,000 + 1.30Interest rate
Super RSA Fixed Term Deposit 6 and 12 month rate $10,000 < $50,000 1.30Interest rate
Super RSA Fixed Term Deposit 6 and 12 month rate $50,000 + 1.65Interest rate
Rates effective from Monday 19 August 2019
Super RSA Fixed Term Deposit 6 and 12 month rate $10,000 < $50,000 effective Friday 11 October 2019
Super RSA Fixed Term Deposit rates effective from Friday 11 October 2019
Fees
Entry fee $0
Early redemption fee Fee applies
Exit fee $50 For a withdrawal or transfer from your Super RSA at your request.

Fixed term deposits (interest at maturity)

Special 4 month rate, $5,000 + 1.70Interest rate
3-5 month term, balances less than $5,000 0.55Interest rate
6-11 month term, balances up to $5,000 0.55Interest rate
12 month term, balances less than $5,000 0.55Interest rate
3-5 month term, balances $5,000 < $1,000,000 1.55Interest rate
6-11 month term, balances $5,000 < $1,000,000 1.55Interest rate
12 month term, balances $5,000 < $1,000,000 1.55Interest rate
Special 4 month rate, $5,000 + effective Wednesday 9 October 2019
Rates effective from Thursday 26 September 2019
3-5 month term, balances $5,000 < $1,000,000 effective Wednesday 9 October 2019
6-11 month term, balances $5,000 < $1,000,000 effective Wednesday 9 October 2019
12 month term, balances $5,000 < $1,000,000 effective Wednesday 9 October 2019
Fees
Monthly fee $0
Early redemption fee Calculated as follows: Principal x (Early Redemption Rate of 0.5%) x (days invested/365)

Fixed term deposits (interest paid monthly)

3-5 month term, balances less than $5,000 0.50Interest rate
6-11 month term, balances less than $5,000 0.45Interest rate
12 month term, balances less than $5,000 0.35Interest rate
3-5 month term, balances $5,000 < $1,000,000 1.50Interest rate
6-11 month term, balances $5,000 < $1,000,000 1.45Interest rate
12 month term, balances $5,000 < $1,000,000 1.35Interest rate
3-5 month term, balances $5,000 < $1,000,000 effective Saturday 9 November 2019
6-11 month term, balances $5,000 < $1,000,000 effective Saturday 9 November 2019
Rates effective from Wednesday 9 October 2019
Fees
Monthly fee $0
Early redemption fee Fee applies

Star Saver

Account balance $1 - $5000 2.25Interest rate
Account balance over $5000 1.25Interest rate
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

The fine print

All interest rates quoted are per annum. Fees and charges are payable. Download our Fees and Charges brochure for full details. Normal lending criteria, terms and conditions apply and are available on request.