Online Saver account

Online Saver 0.80Interest rate
Rates effective from Wednesday 4 December 2019
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Bonus Saver account

Base interest rate 0.01Interest rate
Bonus interest rate 1.64Interest rate
Total interest (all conditions met) 1.65Interest rate
Bonus interest rate effective Wednesday 4 December 2019
Total interest (all conditions met) effective Wednesday 4 December 2019
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Christmas Club account

Christmas Club account 0.75Interest rate
Christmas Club account effective Monday 19 August 2019
Fees
Withdrawal fee (outside free period) $1.50

Student Money Saver account

Base interest rate 0.01Interest rate
Bonus interest rate 1.64Interest rate
Total interest (all conditions met) 1.65Interest rate
Bonus interest rate effective Wednesday 4 December 2019
Total interest (all conditions met) effective Wednesday 4 December 2019
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

Future Start savings account

Base interest rate 0.01Interest rate
Bonus interest rate 1.64Interest rate
Total interest (all conditions met) 1.65Interest rate
Bonus interest rate effective Wednesday 4 December 2019
Total interest (all conditions met) effective Wednesday 4 December 2019
Fees
Monthly fee $0

Retirement Savings account

Super RSA Variable Rate $1 < $10,000 0.40Interest rate
Super RSA Variable Rate $10,000 < $50,000 0.90Interest rate
Super RSA Variable Rate $50,000 + 1.05Interest rate
Super RSA Fixed Term Deposit 6 and 12 month rate $10,000 < $50,000 1.30Interest rate
Super RSA Fixed Term Deposit 6 and 12 month rate $50,000 + 1.45Interest rate
Rates effective from Wednesday 4 December 2019
Super RSA Fixed Term Deposit 6 and 12 month rate $10,000 < $50,000 effective Tuesday 12 November 2019
Super RSA Fixed Term Deposit rates effective from Tuesday 12 November 2019
Fees
Entry fee $0
Early redemption fee Fee applies
Exit fee $50 For a withdrawal or transfer from your Super RSA at your request.

Fixed term deposits (interest at maturity)

Special 4 month rate, $5,000 + 1.60Interest rate
3-5 month term, balances less than $5,000 0.55Interest rate
6-11 month term, balances up to $5,000 0.55Interest rate
12 month term, balances less than $5,000 0.55Interest rate
3-5 month term, balances $5,000 < $1,000,000 1.45Interest rate
6-11 month term, balances $5,000 < $1,000,000 1.45Interest rate
12 month term, balances $5,000 < $1,000,000 1.45Interest rate
Special 4 month rate, $5,000 + effective Tuesday 12 November 2019
Rates effective from Thursday 26 September 2019
3-5 month term, balances $5,000 < $1,000,000 effective Tuesday 12 November 2019
6-11 month term, balances $5,000 < $1,000,000 effective Tuesday 12 November 2019
12 month term, balances $5,000 < $1,000,000 effective Tuesday 12 November 2019
Fees
Monthly fee $0
Early redemption fee Calculated as follows: Principal x (Early Redemption Rate of 0.5%) x (days invested/365)

Fixed term deposits (interest paid monthly)

3-5 month term, balances less than $5,000 0.50Interest rate
6-11 month term, balances less than $5,000 0.45Interest rate
12 month term, balances less than $5,000 0.35Interest rate
3-5 month term, balances $5,000 < $1,000,000 1.40Interest rate
6-11 month term, balances $5,000 < $1,000,000 1.35Interest rate
12 month term, balances $5,000 < $1,000,000 1.25Interest rate
3-5 month term, balances $5,000 < $1,000,000 effective Tuesday 12 November 2019
6-11 month term, balances $5,000 < $1,000,000 effective Tuesday 12 November 2019
Rates effective from Tuesday 12 November 2019
Fees
Monthly fee $0
Early redemption fee Fee applies

Star Saver

Account balance $1 - $5000 2.25Interest rate
Account balance over $5000 1.25Interest rate
Fees
Monthly fee $0
Transaction fees Fees may apply. Please read our Fees and Charges brochure to learn more.

The fine print

All interest rates quoted are per annum. Fees and charges are payable. Download our Fees and Charges brochure for full details. Normal lending criteria, terms and conditions apply and are available on request.