Online Saver account
| Online Saver standard rate | 2.90Interest rate |
| Online Saver 5 month intro rate (new to bank money only, balances $5,000-$250,000) | 5.05^Interest rate |
Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate. Effective Thursday 23 November 2023 ^ Total variable rate for 5 months. 5 month intro rate effective from Monday 8 April 2024 |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Bonus Saver account
| Base interest rate | 0.15Interest rate |
| Bonus interest rate | 4.25Interest rate |
| Total interest (all conditions met) | 4.40Interest rate |
To achieve the bonus rate of interest you must deposit at least $20 in a calendar month and make no withdrawals in the same calendar month. Interest is calculated on the minimum daily balance and paid monthly. Effective Thursday 23 November 2023 |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Christmas Club account
| Christmas Club account | 2.60Interest rate |
Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate. Effective Thursday 23 November 2023 |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Student Money Saver account
| Base interest rate | 0.15Interest rate |
| Bonus interest rate | 4.25Interest rate |
| Total interest (all conditions met) | 4.40Interest rate |
To achieve the bonus rate of interest you must deposit at least $5 in a calendar month and make no more than one withdrawal in the same month. Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate. Effective Thursday 23 November 2023 |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Future Start account
| Base interest rate | 0.15Interest rate |
| Bonus interest rate | 4.25Interest rate |
| Total interest (all conditions met) | 4.40Interest rate |
To achieve the bonus rate of interest you must deposit at least $5 in a calendar month and make no more than one withdrawal in the same month. Interest is calculated daily and paid monthly; based on the daily closing balance at the applicable interest rate. Effective Thursday 23 November 2023 |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
Star Saver account
| Account balance $1 - $5000 | 4.00Interest rate |
| Account balance over $5000 | 3.00Interest rate |
Interest is calculated on the minimum daily balance on a stepped basis with a different interest rate paid for portions of your account balance that fall within set dollar ranges ‘steps’). Interest is paid monthly. Effective Thursday 23 November 2023 |
| Fees | |
|---|---|
| Monthly fee | $0 |
| Transaction fees | Fees may apply. Please read our Fees and Charges brochure to learn more. |
The fine print
Please be aware that interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable.
Before acquiring this product please refer to the Financial Service Guide; Target Market Determination; Account and Access Facility Conditions of Use; Fees and Charges brochure; Personal and Savings Transaction Accounts brochure and Deposit Interest Rates Schedules to determine if the product is right for you.