Variable interest rate
Quick and easy to establish
Competitive interest rates

With a Home Equity Loan you can fund home improvements, renovations, a car or any worthwhile need.

Borrowing against the equity in your existing residential property means you can benefit from an interest rate that may be more competitive than a personal loan.

Features

  • Borrow up to 90% of the value of your property
  • Choose weekly, fortnightly or monthly repayments
  • Make extra repayments without penalty
  • Terms up to 10 years
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The comments shown above are a selection of 5 star reviews about Queensland Country Bank home loans submitted by our Members on ProductReview.com.au. View all reviews.

Rates & Fees

Product Principal and Interest Interest only
Home Equity Loan 8.24 Interest rate 9.29**Comparison rate N/A
Effective date from Thursday 23 November 2023
Fees
Establishment fee $250
Document fee $250
Loan maintenance fee $10/month

Interest rate from

8.24 Percent per annum

Comparison rate from

9.29 Percent per annum **

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The fine print

Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.

* WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available at any of our branches. Comparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.

Before acquiring the product, the information above should be read in conjunction with the following documents to determine if the product is right for you: Target Market Determination; Home Loan brochure; Account and Access Facility Conditions of Use; Fees and Charges brochure; Loan Interest Rate Schedule; and Credit Guide.

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Home loan key fact sheets

Queensland Country Bank, like all lending institutions, offers a Home Loan Key Facts Sheet to help you compare home loans in the market.

Home Loan Key Facts Sheets provide information about our loan products in a set standard format so it is easier for you to shop around and compare our loan products with those of other lenders (i.e. to compare apples with apples). The Home Loan Key Facts Sheet is one of a number of initiatives of the Government’s Fairer and Simpler Banking reforms.

Please click on the link to generate a Home Loan Key Facts Sheet which you can then choose to print or receive by email.

Home Loan Key Facts Sheets

A home loan facts sheet is not an offer of credit. Queensland Country Bank is not obliged to provide you with the home loan described in the home loan facts sheet, you still need to apply for the loan and meet the lending criteria.

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