Having a fixed rate loan means you can get the best of both worlds… a fixed rate and the full range of home loan benefits including a 100% offset account. A fixed rate loan gives you certainty of knowing exactly what your interest rate is, and therefore your repayments, will be for a period of up to three years. The fixed rate loan reverts to a standard variable rate home loan after the fixed period, but you can choose to re-fix it again for a fee.
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Our Queensland Country Visa Credit card can be included as part of the Partner Package. It gives you everything you want in a credit card – a low interest rate, up to 55 days interest free and a rewards program you’ll actually use, as well as the freedom and security to purchase online, over the phone, or at retailers anywhere in the world.
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If you want a loan with lots of features and discounts, consider our Partner Package that's discounted for Queensland Energy Partner Employees, Energy Super or Electrical Trade Union (ETU) Members.
Our Partner Package bundles together the Ultimate Home Loan Package with a discounted credit card. You can also receive fee waivers on personal loans and other loan products and access discounted general insurance under our package. You pay an annual fee of just $350.
Discover the options available to you below...
Rates available for Queensland Energy Partner Employees, Energy Super or Electricity Trade Union (ETU) Members only. Not available for the restructure of existing Queensland Country Credit Union home loan facilities. Please be aware that variable interest rates may change at any time without agreement. All interest rates quoted are per annum. Fees and charges are payable. Normal lending criteria, terms and conditions apply and are available on request.
^WARNING: These Comparison Rates apply only to the examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. The loan interest rate schedule can be reviewed here.